CD's & IRA's Citizens National Bank offers competitive CD rates. Certificates of Deposit (CD's) and tax-deferred Individual Retirement Accounts (IRA's) are secure investments since they are FDIC insured, and various fixed terms are available to meet your needs. CD terms range from 30 days to 60 months. Click here for current rates and terms Contact new accounts today to take out your high-yield CD or IRA!

SAVINGS ACCOUNTS   Personal Savings Minor Savings Christmas Club Account Minimum balance to open $50 No Minimum No Minimum Interest Set weekly, paid on average available balance, compounded quarterly. See Great Rates for current rate information Monthly Fees and Special Features None Withdrawals: $1.00 per withdrawal over 9 per quarter None Withdrawals: $1.00 per withdrawal over 9 per quarter No monthly fee. Monthly deposit made by coupon. No withdrawals permitted. Balance plus interest is mailed to Customer during the first week of November